In the world of insurance, Mutual of Omaha has long been recognized as a trusted and reliable provider. With roots tracing back to 1909, this company has over 114 years of experience delivering top-notch life insurance and financial services. Their success is built on a steadfast commitment to customer satisfaction, competitive rates, and high-quality products. As we look toward 2025, Mutual of Omaha continues to stand as a leader in the life insurance industry, particularly in burial and final expense coverage.

If you are considering burial insurance, Mutual of Omaha's "Living Promise" stands out as one of the best options available. With no medical exams required and immediate coverage for most, this policy provides a seamless and affordable solution to ensure your loved ones are financially secure after your passing. Let’s explore what makes Mutual of Omaha a top choice in the burial insurance market.

Is Mutual of Omaha a Good Insurance Company?

To understand Mutual of Omaha’s reputation, let’s take a step back in time. Many seniors may recognize the brand from its sponsorship of the iconic TV series Wild Kingdom, hosted by Marlin Perkins. This show, which aired during the 1960s to 1980s, showcased wildlife and nature, cementing Mutual of Omaha as a household name.

Fast forward to today, and Mutual of Omaha remains a respected name in insurance, particularly for seniors. Their longevity, paired with a customer-first approach, underscores their reputation as a trustworthy provider. If you are a senior or looking to secure funeral insurance for a loved one, Mutual of Omaha is an excellent choice.

What Life Insurance Products Does Mutual of Omaha Offer?

Mutual of Omaha provides a wide range of life insurance products, catering to various needs. From term life insurance to guaranteed whole life policies, their offerings cover every stage of life. Some of their key products include:

• Living Promise (Final Expense Insurance)

• Guaranteed Universal Life

• Term Life Express

• Critical Illness Insurance

• Children’s Whole Life Insurance

• Long-Term Care Insurance

• Medicare Supplements

While Mutual of Omaha’s portfolio is extensive, this review focuses on their burial insurance options, specifically tailored to seniors.

Burial Insurance for Seniors: Living Promise

Mutual of Omaha’s Living Promise is their flagship burial insurance product, designed to provide seniors with affordable coverage to handle end-of-life expenses. This whole life insurance policy offers peace of mind, knowing that your funeral and other final costs will be covered without burdening your loved ones.

Living Promise is available in two plans: Level Benefit and Graded Benefit. The Level Benefit plan is ideal for those in good health and offers immediate coverage, while the Graded Benefit plan accommodates individuals with certain health conditions and provides limited coverage in the first two years. Both plans include features such as cash value accumulation and competitive premiums.

With no medical exams required and simplified underwriting, Living Promise ensures coverage is accessible for most applicants, making it an excellent choice for seniors planning for their future.

Why Choose Mutual of Omaha for Burial Insurance?

Mutual of Omaha excels in providing burial insurance because of its customer-centric approach, affordable rates, and reliable underwriting. The company offers flexibility in coverage amounts, ranging from $2,000 to $40,000, depending on your needs. They also cater to individuals with pre-existing conditions, offering competitive rates and immediate coverage for many health scenarios.

Their Living Promise plan is especially beneficial for individuals with conditions such as diabetes, past strokes, or atrial fibrillation. The policy also includes optional riders, such as an accidental death benefit, to enhance coverage.

How Much Does Mutual of Omaha Burial Insurance Cost?

Mutual of Omaha offers some of the most competitive rates in the burial insurance market. For example, a $15,000 policy for a healthy 65-year-old male might cost around $50 per month. These rates are calculated based on age, health, and the desired coverage amount. Compared to other providers, Mutual of Omaha stands out for its affordability and value.

For those with more complex health conditions, guaranteed issue policies are available, albeit at a slightly higher cost. Regardless of your situation, working with an independent agent can help you secure the best rate tailored to your needs.

Additional Insurance Options

In addition to burial insurance, Mutual of Omaha offers critical illness coverage, accidental death insurance, and long-term care policies. Their critical illness insurance is particularly noteworthy, as it provides financial support for medical expenses associated with serious conditions like cancer, heart attacks, or strokes.

Their Guaranteed Advantage accidental death policy is another standout product, offering coverage for high-risk individuals such as truck drivers or construction workers. These policies include a return-of-premium option, allowing policyholders to recover their premiums if they outlive the term.

Claims and Customer Support

Filing a claim with Mutual of Omaha is straightforward. Their dedicated claims department ensures that benefits are paid out promptly, relieving families of additional stress during difficult times. Customers can also manage their accounts online or through the company’s toll-free numbers.

Mutual of Omaha’s commitment to exceptional customer service has earned them a strong reputation for reliability and support.

Conclusion

Mutual of Omaha continues to be a trusted leader in the burial insurance industry, offering comprehensive coverage options tailored to seniors. Their Living Promise plan stands out for its affordability, accessibility, and reliability, making it an excellent choice for those seeking peace of mind in 2025 and beyond.

Whether you are planning for your own future or helping a loved one secure coverage, Mutual of Omaha provides the tools and support needed to make informed decisions. Contact us today to learn more about their burial insurance options or to get a personalized quote. Secure your family’s financial future with Mutual of Omaha, a name you can trust.