The Truth About Burial Insurance After Stroke
If you have a stroke, your odds of being alive 10 years later are only 30%. That’s why it’s important to protect yourself financially. One way to do that is by purchasing burial insurance. You can buy burial insurance at any time, and it gives your family long-term financial security in case you die.
We’ve compiled some helpful information about this product below, but if you’re ready to purchase burial insurance, just fill out the form to your right!
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Does Life Insurance Cover Stroke– The Truth!
Final Expense Insurance for a Full-Blown Stroke
Can I get life insurance if I had a stroke? Having a pre-existing medical condition like a stroke will cause any life insurance or burial insurance company to look at you with more caution.
" The burning question…. Does having a Stroke affect life insurance?"
Is a stroke classed as a critical illness? First of all, to avoid confusion about getting the best final expense or burial insurance plan possible, you or a loved one need to prepare the following:
Know the date when the last stroke was diagnosed.
What type of stroke was diagnosed, a “mini-stroke” which is a transient ischemic attack (TIA) or “full-blown” stroke or cerebrovascular accident (CVA).
The prescribed medications for your stroke and how long you’ve been taking them.
Any mental or physical ailments that resulted from your stroke.
Any other disease or disorder that you and your family had before the stroke. Such as hypertension, cardiovascular diseases, peripheral vascular disease or diabetes.
Tobacco usage history
Any family history of stroke
In the first place, these things above will determine what type of burial insurance policy you or a loved one may be offered.
At InsuranceForBurial.com, we specialize in finding you same-day coverage regardless of any health impairment.
Can You Qualify For Burial Insurance After A Stroke
What you should know about life insurance for those who have had strokes Most importantly, assistance for stroke victims without insurance may seem hopeless. In actuality, some carriers will be kinder than others. We’ll provide you these carriers, that’s all.
In most circumstances, it is possible to obtain burial insurance for stroke victims, and yes, that coverage will begin on the day of death.
We have insurance companies that specialise in stroke coverage, and they will even provide you with a level benefit if you had blood thinners prescription the day before. This particular point is vital! It is possible to find the proper coverage and carrier from day one of coverage.
Importance Of The Date When Your Last Stroke Was Diagnosed
Since strokes tend to recur and there is no way of knowing how severe they would be, some businesses will inquire as to when your most recent one was diagnosed.
Within a year after a stroke diagnosis, the majority of final expenditure insurance applications for full-blown strokes will be delayed. In fact, it is likely that insurance companies will produce the most expensive policies.
There may also be a minimum waiting time of two years in specific circumstances. The full death benefits will only be paid to your beneficiaries if you die away within 24 months of approval.
We have the carriers that will give you instant same day coverage!!
Final expense or burial insurance companies will offer better payment policies but still with a minimum of 2 years waiting period. This is with any type of stroke diagnosis within the past 24 months upon application.
Life Insurance For Stroke Victims
Can you get life insurance after a TIA? A+-rated insurance companies will offer level policy options with the lowest payment rates if you apply within 24 months of your last stroke. With immediate active insurance coverage that may come with some great additional features.
Given the nature of stroke which is highly unpredictable and can occur without warning, you or a loved one should try to get an insurance policy as soon as possible.
Contact our final expense insurance specialists that have access to a lot of A+ insurance companies. We will expertly help you get the best final expense insurance policy in any predicament that you or a loved one is in right now because of a stroke.
Insurance policies for a “mini- stroke” and a “full-blown” stroke
Burial Insurance and Mini Stroke
Does burial insurance have a waiting period? Final expense insurance firms will readily give a final expense insurance level policy for minor strokes or transient ischemic attacks (TIA), provided there is no permanent damage to the brain (which is rare with TIA).
The pay rates on this policy are the highest, and it offers instant, active insurance protection that could include some fantastic extra benefits.
Learn more about mini-stroke final expense insurance.
Full-blown Stroke and Burial Insurance
Life insurance payout for stroke… The truth behind a guaranteed Issue Policy….
Can you get life insurance if you had a stroke? Full-blown stroke or CVA in contrast to a mini-stroke, as you may know, is often very serious and could lead to permanent brain injury or death.
These are the reasons why insurance companies will offer a guaranteed issue policy for final expense insurance for a full-blown stroke. This policy will have slightly higher payment rates and a 2-year waiting period.
Burial Insurance and Activities of Daily Living Score
This merely denotes a rating based on how effectively an applicant can manage everyday living activities. like eating, dressing, transferring, bathing, and using the restroom.
In fact, the majority of final expense or burial insurance providers won’t even consider a policy application from a candidate who requires assistance with daily life activities.
We are fortunate to have access to an A+ rated insurance provider who can provide affordable level insurance policies with instant active coverage.
We have another A+ firm that can provide the next-best insurance choice if you don’t pass with them, but with slightly higher payment rates and a minimum 2-year waiting period.
For applicants who want assistance with ADL, learn more about Final Expense Insurance.
Home Health Care And Burial Insurance
"Is life line screening a good idea? Yes!!! Be proactive today!"
People who have been hurt by a stroke often need help with home health care until they get better, which could take a long time or last a lifetime.
Of course, this is the reason why we have access to A+ insurance providers who don’t mind providing level insurance plans with immediate active coverage and the lowest payment rates for final expense insurance for a severe stroke.
Again, if for whatever reason you are unable to qualify for a level coverage, the next best offer for final expense insurance will also come from an A+ rated insurer.
The price would increase somewhat and there would be a minimum 2-year waiting time.
Burial Insurance and Being In a Nursing Home
In any case, a nursing home is the finest setting to promote a quick recovery in order to return a full-blown stroke survivor to the highest level of functionality.
If you or a loved one will be or is already residing in a nursing home, a guaranteed-issue policy with no health inquiries or a review of your medical history is your best option.
Getting The Best Final Expense Insurance After A Stroke
Can you get life insurance after a stroke? In any case, there is no time to waste and it is important to find the right final expense insurance specialists who are licensed in almost all of the states and has access to A+ top-rated insurance companies.
You will be eligible for different types of products depending on the type of stroke you have had and the time frame. A Full-blown stroke is different from a TIA or Mini Stroke. So speaking with your agent is important. It is even more important to be extremely transparent with your agent, or order for them to help you properly.
Best Burial Insurance Carrier For After Stroke
You have got this far, now we will show you the best carrier that we use for our clients with stroke history.
In fact, they specialize in both strokes and mini-strokes. They will also provide you with coverage the next day after the blood thinners are prescribed!
As a result, Royal Neighbors of America is our number one stroke carrier!
How Does Burial Insurance Work
We here at InsuranceForBurial.com work with you and will be with you every step of the way to finally get you the best possible final expense insurance plan after a full-blown stroke.
“Call us now and let us help you find the best final expense insurance today” –
For more information on stroke rehabilitation, CLICK HERE.
Conclusion
In actuality, anyone can have a stroke at any time. It’s critical for those who are suffering from or have recently recovered from a stroke, as well as their loved ones, to be informed about this crippling condition. It’s critical to act now to protect yourself from future risk factors by altering your lifestyle if you have high blood pressure, cholesterol problems, or heart disease—all of which may lead to strokes.
Call 855-380-3300 today to learn more about how burial insurance works after a stroke or if your family should consider adding coverage as part of an overall financial plan before tragedy strikes!
