Do you have current burial insurance? Knowing your options for funeral insurance is vital if you have been given a fibromyalgia diagnosis. We will discuss the various coverage options and any potential fees in this blog article.

Final Expense Insurance For Fibromyalgia

The true truth about life insurance and fibromyalgia! Living with fibromyalgia can be unpleasant and stressful; you could wake up feeling exhausted and unable to concentrate or perform well at work.

Fortunately, finding affordable final expense insurance for those with fibromyalgia can be done without too much hassle! In truth, we have a certified health impairment fast approval list that includes fibromyalgia.

Many excellent people with fibromyalgia have benefited from our assistance at DiabeticInsuranceSolutions.com by getting the most affordable insurance protection that provides them with immediate security.

Let us now assist you in locating the top burial insurance for fibromyalgia.

Fibromyalgia And Final Expense Insurance Companies

Let’s start with the bad news… Fibromyalgia life insurance

To get things started, let’s start with the bad news.

since there is almost none! The only way you won’t be able to acquire the lowest price and immediate coverage is if you also have other significant conditions in addition to fibromyalgia, smoke, drink excessively, or engage in other risky behaviours.

But fibromyalgia by itself won’t have any impact on the cost and standard of the insurance package that you’ll be presented with.

The good news

No medical examinations, laboratory testing, submission of medical records, etc., are required. Simply respond to a few health-related questions during the underwriting process.

It is quite uncommon for insurance companies to inquire about or bring up fibromyalgia in their health underwriting questions.

If you only have fibromyalgia, you can essentially choose any insurance provider and they will provide you with the lowest price they can with no waiting period, meaning immediate insurance coverage from day one. This plan is typically referred to by the insurance providers as “simplified,” “preferred,” or “level.”

Now, we know you wouldn’t just jump the gun on any insurance company out there that will offer you a simplified insurance plan… right?

“If you want to get the best deals from the

country’s top-rated A+ insurance companies.

Please feel free to use the quote tool at the

right side of this page. You will be glad that you did!”

So, how exactly can you get a simplified insurance policy with fibromyalgia? You must need to go through an underwriting process.

Fibromyalgia Underwriting Process Of Final Expense Insurance Companies

You will be asked health-related questions during the underwriting process concerning additional illnesses you may currently have or have had in the past that the insurer may find problematic.

Additionally, the history of your prescribed medications will be examined to confirm whether you now have any additional pre-existing disorders or have had them during the previous two years. Basically, the insurance provider will be able to identify any diseases you may have had or currently have by understanding what medications you were prescribed.

In essence, insurance companies will assess your general health to determine your risk level and the quantity of coverage they can afford to provide for you.

In the underwriting process, insurance companies will ask about the following:

1. Questions about your present and past diseases (if there’s any) and lifestyle.

2. Prescribed medication history assessment.

Health questions in the underwriting

It’s a good sign that many final expense insurance providers don’t inquire about fibromyalgia because this indicates to them that the condition is not a significant or risky one.

Because fibromyalgia is seen as a non-threatening ailment, we have yet to see it on a set of underwriting questions from burial insurance.

As a general rule, underwriting health inquiries should only ask about diseases that pose a substantial risk to the applicant. On the other hand, if the illness or condition was not mentioned, they would accept it and present a more straightforward insurance option.

Can You Get Life Insurance With Fibromyalgia

Prescribed medication history assessment

One of the procedures insurance companies will do as part of their due diligence is to find any other major health conditions that may have been overlooked in the underwriting health questionnaires and that they might also object to.

There are no specific medications available to treat fibromyalgia. Pregabalin, the active ingredient in Lyrica, was initially approved to treat fibromyalgia; however, it is now routinely used to treat seizures and neuropathy in addition to fibromyalgia.

The following types of drugs are frequently used to treat fibromyalgia patients:

• Antidepressants

• Anti-seizure drugs

• Pain relievers

Now, there may be some problems with these prescriptions and other insurance.

Not to worry! On the other hand, some insurance companies will be stringent with both conditions or one of them. We have access to top-rated insurance companies that are absolutely fine with depression and seizures or epilepsy.

In order to acquire the cheapest insurance coverage with instant coverage, it is crucial that we go through the underwriting process with you and the remaining procedures.

Contact one of our fantastic, highly qualified last expense insurance specialists today! They are qualified to advise you on which reputable insurance provider will evaluate your condition favourably.

Diabetes and Fibromyalgia

Insurance companies won’t have any problems with a patient who also has fibromyalgia and diabetes. The mix of medications you may be taking or being prescribed is the only potential problem here, and it may have an impact on the insurance coverage that is provided. The sentences that follow will clarify this more.

Is Fibromyalgia A Pre Existing Condition In Burial Insurance

Medications That Are Often Prescribed For Fibromyalgia Patients

• Gralise (Gabapentine)

• Lyrica (Pregabalin)

Patients with neuropathy can also be treated with the aforementioned medications. A illness or failure of one or more peripheral nerves known as neuropathy often results in numbness or weakening.

To treat people with fibromyalgia and/or neuropathy, the medications on the following list have “dual-purpose” properties.

Now, diabetic neuropathy, a major development of diabetes, causes neuropathy.

So here’s a rule that would make sense with the things mentioned above

You may be diagnosed with diabetic neuropathy if you have diabetes and are also taking medication for fibromyalgia.

Don’t panic, though; we have access to highly rated insurance providers who won’t increase your premiums or impose a waiting period if your prescriptions cause insurers to believe you have diabetic neuropathy.

Burial Insurance Companies Insurance Plan Offers For Fibromyalgia

The simple fact is that any burial insurer will be able to provide you a simpler insurance plan if you have fibromyalgia and don’t have any other significant illnesses, aren’t receiving any high-risk treatments, don’t smoke, etc.

If this applies to you, please use our quote tool on the right to obtain the finest insurance plans from reputable insurance providers at the most affordable prices.

On the other hand, there’s no reason to panic if you have other high-risk disorders or have undergone extensive therapies. We can still locate you additional insurers who might still provide a streamlined insurance plan.

There is no need to worry if a simplified coverage is truly off the table because we can still qualify you for the next best policies from reputable insurance providers.

How To Find The Best Burial Or Final Expense Insurance If You Have Fibromyalgia

Here is a COMPLETE list of the characteristics you should seek in an insurance plan and the insurance company that provides them:

• Lowest monthly premium by shopping you to the best carriers

• The insurance company that can offer a simplified plan for fibromyalgia.

• Best Carrier that can accurately assess dual-purpose medications for a disease conclusion.

• Making sure the coverage has the highest benefit payment that can protect you sooner.

• The insurance company is financially stable with a proven track record.

We at DiabeticInsuranceSolutions.com are able to provide you with these specific coverage options for fibromyalgia.

We have been successful in assisting fibromyalgia patients in obtaining a straightforward plan from the nation’s top-rated insurance providers who have weathered the test of time of obstacles in the insurance business.

We are an independent insurance firm with a staff of highly skilled Final Expense Insurance Specialists. We have access to the top-rated A+ insurance companies in the nation, and we only offer premium insurance policies with cutting-edge supplementary features that are provided at no additional cost.

Final Expense Insurance Specialist

We are driven by the desire to ensure that everyone receives the best burial or final expense insurance coverage available! No matter what their health issues are.

We know every top-rated burial or final expense insurance company we work with’s underwriting questions and rates like the back of our hand. With your details, we will only come back to you with the best options for your situation.

Final Expense Insurance Florida

Actually we are licensed and contracted in all 50 states! That is the beauty of final expense insurance specialists at DiabeticInsuranceSolutions.com We shop you to dozens of top A+ Rated carriers only!

We got you covered and will hold your hand throughout the entire process. You will get the lowest insurance quotes!

What we only need from you is a little bit of your time to know your details.

Give us a chance to prove all of these to you. We promise you a simple no-nonsense interview process with no pressure at all whatsoever.

Conclusion

You might not be aware of the greatest life insurance coverage for your needs when it comes to fibromyalgia. Fortunately, there are several choices that can help ensure that, in the event that something were to happen, you have affordable burial insurance in place. Contact our staff right away, and we’ll put together a quote based on your unique situation so you can relax knowing that, should anything unexpectedly happen, your family will be taken care of financially!