Protective Life Insurance Reviews [2022]

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Information on the best ways to protect your family is what our site is all about. We talk about everything, including retirement planning, health insurance, and life insurance. The new senior-focused policies from Protective Life Insurance Company will be the topic of our discussion today.

In response to older citizens’ concerns about protection in their later years, Protective Life Insurance Company has introduced a number of new products, including guaranteed income coverage and annuities that pay out a monthly income until death.

For people who seek security in their golden years without having to worry about monetary matters or medical care expenditures at a time when they are most vulnerable, these insurance are ideal.

Please use the form below to contact us if you have any questions.

Who Is Protective Life Insurance Company

The 100 Years Plus Protected Life Insurance Company is my preferred provider as an independent agent. In fact, they are my preferred carrier from top to bottom and from beginning to end.

Moreover, Protective Life term and UL products are among the best in the business and offer a variety of solutions to meet the demands of the customer.

Having stated that, Governor William Dorsey Jelks formed Protective Life Corporation 112 years ago, in 1907. Its products are sold in all 50 states and have their corporate headquarters in Birmingham, Alabama.

The business, which has assets worth $75 billion, just under 3,000 people, annual revenues of just under $5 billion, and is a resounding success, is expanding every year.

Protective Life has accumulated a number of subsidiaries over the years.

Protective Life and Annuity
West Coast Life Insurance Company
Lyndon Property Insurance Company
MONY Life Insurance Company
ProEquities Inc./Protective Securities
Protective property-casualty insurance company

Once more, the corporation keeps expanding and acquiring assets that make sense for its profitable business strategy. They are constantly putting money security and asset safety first!

Protective Life Community News

The World Games 2021 are proudly sponsored by Protective Life. Austin Staats, the month’s athlete of the month, was also announced with pride. an Ontario lacrosse player from Six Nation.

Who Owns Protective Life Insurance Company

Dai-ichi Life Holdings, Inc., one of the top three insurers in Japan in terms of revenue, is the owner of Protective Life. Dai-ichi Life Holdings is also among the oldest mutual insurance businesses in Japan, having been established in 1902.

However, it was demutualized in 2009 and started doing open trading on the Tokyo Stock Exchange. With assets worth over 33 trillion yen, Dai-ichi is a massive corporation with more than double the assets of Tokyo Electric Power, which is ranked second.

One of the largest employers in Japan, the corporation employs about 60,000 people.

Please feel free to go here to access their website for additional details.

Protective Life Insurance Rating

When choosing a firm, it is generally a good idea to research how rating agencies rank life insurance companies. Offering Protective life products to my clients as a national independent agent ensures to me that the connection will be as rock-solid as a slate of marble!

They consistently rank among the best prices for their UL and term products. especially if your health is good.

Having said that, they have a stable outlook and an A+ (Superior) rating from AM Best. These rankings are a great way to determine how stable a company’s finances are.

Financial strength ratings for Protective Life Insurance Company are outstanding overall!

Thus, I respond, “No, it’s a terrific company!!” when a client asks, “Is Protective Life a Good Company? I’ve been doing this for almost 26 years, and I Personally have a Protected Life policy!

That I Do!

Protective Life Insurance Reviews

The Better Business Bureau does not accredit Protective Life (BBB). The BBB, however, gave the business an A+ rating. Within the last three years, 49 complaints have been registered. they have all been shut.

There will be satisfied and dissatisfied clients in every business. Every insurance provider does their hardest to satisfy consumers on a daily basis by meeting their needs.

Call customer support or even PinnacleQuote if you discover that you actually have a problem. We might be able to assist you. View the numbers listed below.

You can use these to help you with services like Protective Life and Annuity Insurance Company reviews and Protective Term Life Insurance reviews.

Protective Life Insurance Review And Company Products

WHAT SORT OF INSURANCE DOES PROTECTIVE LIFE OFFERS

Term Life Insurance

Purchasing term life insurance provides temporary death benefit coverage. Often, you have a choice of coverage lengths of 5, 10, 15, 20, or even 30 years. However keep in mind that getting life insurance between the ages of 50 and 80 might be significantly more expensive if you run out of coverage and need to reapply.

There are two different term life insurance options offered by Protective Life.

One of the most affordable term policies available is Protective Classic Choice Term. Protective Life also provides the quickest underwriting turnaround time and top-notch customer support.

Protected Custom Choice Term – With this policy, you have the option to keep your life insurance coverage after the term expires while paying the same premium. However, the annual face value of the permanent coverage will be reduced (AFTER THE TERM IS UP). Depending on the age group and rate category, the average percentage ranges from 6 to 12 percent. The secret to this product is that you DO NOT need to demonstrate insurability in order to maintain the coverage!As an agent, one of my policies has Protected Custom Choice Life Insurance.

Universal Life Insurance

As opposed to whole life insurance, this is a perpetual life policy, so you won’t have to worry about outliving your coverage. Compared to whole life insurance plans, universal life insurance plans offer more customization. Unlike term life insurance, this permanent life insurance plan offers the possibility of cash value.

Variable Universal Life Insurance

With a few variations in the cash value build-up possibilities, this has all the same benefits as the conventional universal life insurance plan. Specifically, with a variable universal life insurance plan or index universal life insurance, there are more investment options to choose from. It’s crucial to keep in mind, though, that if the market is down, investing cash in indexed universal life insurance could result in a loss of capital.

Survivor Universal Life Insurance Coverage

Two people can be covered by a single universal life insurance policy. Upon death, the other covered person receives the death benefits. Together with options to increase monetary value, it offers accidental death benefit rider protection. This money can grow tax-deferred, much like with various types of life insurance alternatives.

As you can see, Protective Life offers a variety of life insurance policies. It’s crucial to give your decisions a lot of thought. Choosing a life insurance policy is after all one of the most crucial financial choices you can make.

Protective Online Customer Service

Look below. Protection simplifies things for you so you may carry on with your life and spend time with the people who matter most—your family!

You only need to input your Protective life insurance login credentials to get started. Many actions are available with the online login, including:

A review of your life insurance

Review claims from protective insurance
Get the claims phone number for Protective insurance business.
Inspect your Protective annuities.

Having said that, we do acknowledge that occasionally using automated phone systems to avoid speaking to a live person or even experiencing technical difficulties online can be annoying.

Danny Ray is the owner and independent agent of PinnacleQuote.

You receive high-quality assistance in person. Please feel free to get in touch with Danny at any time if you ever have a query that the business hasn’t explicitly addressed. (855) 380-3300.

Protective Life Insurance Customer Service Number

This is how to get in touch with Protective Life Insurance customer support if you need to.

Headquarters: Birmingham, Alabama 35202-2606, PO Box 2606.

Phone number for Protective Life Insurance Company in Birmingham, Alabama

The toll-free number for Protective Life Insurance is (800) 866-9933.

Life Customer Service for In-Force Policies

Inquiries and general queries about an active policy, including policy upkeep, payments, and modifications such a premium payment method, bank draught, beneficiary, or ownership, should be sent to the following person:

Hours of Operation: 8:00 a.m. to 7:30 p.m. EST, Monday through Thursday.

Friday, from 8:00 am to 6:00 pm ET

Phone: 800.866.9933

Fax number for Protective Life Insurance is 205.268.3402

Email: ladphs@protective.com

What they’ll take care of:

Kinds of protective life insurance
Together with Protective Life and Annuity information, if necessary, they will also give you a Protective Life Insurance Company beneficiary change form.

Protective Life Insurance Customer Login

Above all, Protective Life makes access to the policy very convenient for the policyholder. In actuality, this page contains a login link for Protective Life Insurance customers.

You may access forms like the Protective Life Insurance Company change of beneficiary form after you are logged in. Also, you can pay your premiums and ask for conversions or policy modifications.

Protective Life Insurance Agent Login

Choose Here

PinnacleQuote is here to assist, first of all. Second, contact one of our agents, who will be able to address all of your inquiries. Finally, we can assist in connecting you with the top life insurance providers and locating the most affordable coverage for you. Last but not least, working with us will enable you to save a substantial amount of time, effort, and money.

Conclusion

Over the course of my career, I’ve had the honour of selling a variety of life insurance products and carriers. Hence, when it comes to choosing an agent or carrier for your needs, you can be confident that I know what’s best for you because Protective Life Insurance Company has been my preferred carrier for more than 100 years.

a – If you’re interested in learning more about how their cutting-edge insurance can help safeguard your future, give me a call right away at (855) 380-3300.

PINNACLEQUOTE LIFE INSURANCE SPECIALISTS, NATIONAL INDEPENDENT AGENT

Above all, you should ensure that you choose an independent agent versus a captive representative when looking for life insurance. In reality, 49 states have granted PinnacleQuote a licence as a nationwide independent life insurance agent.

has connections with dozens of carriers at the same time. In any case, if you’re seeking for a straightforward procedure, let PinnacleQuote lead the way. As a result, thanks to the connections we’ve built over the years, we can offer you the greatest life insurance rates in the business.

Finally, PinnacleQuote will offer you the greatest service to safeguard your family because of its 26 years of experience in the investment and life insurance sectors.

Founder and independent agent Danny Ray

More importantly, feel free to contact us at PinnacleQuote (855)380-3300 if you have any queries.