Life Insurance With Gastroesophageal Reflux Disease {GERD}


Even though you may be familiar with the term gastroesophageal reflux illness, you’re not the only one who doesn’t understand its symptoms. GERD should be understood because it can result in cancer and cardiac issues. Fortunately, those who have GERD can purchase life insurance!

Consider speaking with your agent about getting life insurance coverage that includes this complication if you have been diagnosed with this ailment or believe it may pose a health risk in the future.

Can I Get Life Insurance With Gastroesophageal Reflux Disease (Acid Reflux)

The medical disorder known as gastroesophageal reflux disease (GERD) already existed.

as opposed to conditions like Crohn’s disease, diverticulitis, irritable bowel syndrome, celiac disease, and ulcerative colitis.

Disease of the gastroesophageal reflux Your upper torso and a portion of your stomach are both impacted by GERD. also having an impact on esophageal lining.

It’s simple to obtain life insurance rates with this medical history. Getting a preferred to standard rate shouldn’t be impossible, in fact.

But, life insurance providers will consider your general state of health.

The insurance provider will want and need to know if you have any additional medical conditions in addition to GERD.

These additional health concerns include the following:

  • Do you presently use tobacco products?
  • Your weight today
  • GERD complications like ulceration, which causes erosive esophagitis.
  • your GERD’s severity, etc.

GERD And Underwriting Questions 

Every life insurance provider has a separate set of rules.

There are no universally applicable rules. Based on their profile, which includes things like age, height, weight, a medical condition or other limitations, their family’s medical history, etc., every customer is unique and has various demands.

The insurance company will ask you a few questions throughout the application process in order to obtain the best estimates.

Other examples, not only these, are:

  • When did you get a GERD (gastroesophageal reflux disease) diagnosis?
  • Do you currently have a doctor guiding you?
  • Do you currently use any prescription drugs?
  • Has surgery been necessary for your medical condition? Then when?

What Is Gastroesophageal Reflux Disease (GERD)

What causes this to occur? A valve can be seen at the top of your stomach. Your lower esophageal sphincter is responsible for this. It ought to be a shut-off valve.

Some folks have a valve that is constantly open. So, the acid from the food or liquids we consume rises again through that open valve and causes the awful burning feeling known as heartburn or acid reflux.

What Leads to Gastric Reflux Disease?

What Causes Gastroesophageal Reflux Disease 

The signs and causes of GERD differ from person to person.

Some widespread reasons include:

  • drinking coffee, soda, or alcoholic beverages
  • Obesity
  • tobacco items for smoking
  • Laying down after a hearty lunch Pregnancy
  • certain kinds of food: spicy meals, tomato sauce
  • particular prescription drugs: BP medications, Motrin, or Ibuprofen

Is Acid Reflux A Lifetime Condition

Can GERD be cured? No, gastroesophageal reflux disease is an ongoing condition.

Diet, lifestyle modifications, and acid reflux treatment can be used to control it with your doctor’s guidance.

Gastroesophageal Reflux Disease Symptoms and Life Insurance

How is reflux from acid diagnosed? Common signs of gastroesophageal reflux disease include:

Regurgitation ~ Regurgitation is when stomach acid comes back up into your oesophagus and mouth.

Heartburn ~ Heartburn is the uncomfortable burning sensation that spreads from your stomach to your chest and neck.

What is Barrett’s Esophagus and Life Insurance

Barrett oesophagus is a common complication of gastroesophageal reflux disease (GERD).

Esophageal cancer is known as Barrett’s Esophagus. Extreme damage is done to the esophageal tissue lining.

Although uncommon, only 10% of those with GERD will also have Barrett’s oesophagus. In actuality, cancer risk is less than 1%.


Gastroesophageal Reflux Disease Treatment

You can reduce some of the symptoms of gastroesophageal reflux disease with diet and lifestyle changes.

  • Steer clear of some meals that cause GERD.
  • Give up smoking!
  • Have smaller meals throughout the day.
  • eating well and, if you’re overweight or obese, cutting a few pounds.
  • Above everything, speak with your doctor!

Can You Take Acid Reflux Medicine While Pregnant

How is reflux managed during pregnant? Will reflux go away after giving birth?

Heartburn in pregnant women is a very typical pregnancy symptom.

I personally had four children, and in addition to heartburn, had quite a few other high-risk complications and health problems.

I’ll tell you this: after each of my pregnancies, it went away for me.

When pregnant, is Zantac safe? We are not OB-GYN physicians, despite the fact that taking Zantac during pregnancy is generally regarded as safe. CONSULT YOUR DOCTOR AT ALL TIMES!

Obstetrical GERD

What Is The Best Food And Cure For Acid Reflux

  • Salmon
  • Skinless chicken
  • fruits rich in potassium, magnesium, and fibre
  • Eggs
  • vegetables including Brussel sprouts, spinach, kale, asparagus, and everyone’s favourite, broccoli! (These are actually one of my favourites!)

Advice on how to relieve heartburn at home?

You can try a few home treatments for gastroesophageal reflux disease, including:

  • It will assist to keep acid levels low to sleep with pillows at an angle.
  • Ginger tea can soothe an upset stomach.
  • Baking soda has a high pH level, which lowers stomach acid.
  • gnaw on a piece of gum. This will aid in lowering acid.
  • Your body will feel better inside thanks to aloe juice.
  • Natural antacids can be found in bananas!

Treatments at Home for GERD

CLICK HERE for additional details about gastroesophageal reflux disease (GERD).

Call us at (855) 380-3300 for “quick life insurance rates”. The life insurance experts at PinnacleQuote.


You may have heard that it’s challenging to obtain life insurance if you have GERD, but this isn’t always the true. The secret is to locate a plan that offers you coverage for your pre-existing condition and a cheap price. Please fill out the form below with as much information as possible about what you’re searching for if you need assistance locating such a plan or would like to learn more about how we can help people with GERD buy life insurance.