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Q&A - How does the licensing process work?

Is There a Special License to Sell Life Insurance?

You must obtain a life license through the state in order to be eligible to sell Final Expense and Mortgage Protection.

Do I Have To Have Sales Experience To Do This?

No Experience Required!

We do not require any past work or sales experience to become an agent. We actually prefer to train people that aren’t currently licensed. Some of our best agents have never sold anything before, yet went on to make in excess of $100,000 their first year. We like to train people, regardless of your past, to be successful.

But you have to be willing to work at least 40 hours a week in the field and be 120% committed to us.

How Much Will It Cost Me To Obtain My Life License?

Costs vary by state, but it is approximately $400 total.

How Does The Licensing Process Work?

The licensing process varies by state, but can usually be completed in days. Some states require a pre-course. To satisfy your state’s requirements you must pass a state test, and fingerprint and background check… that’s it! For details of licensing in your state please call 312-725-3480.

What If I Have A Bankruptcy Or Bad Credit, Can I Still Get Licensed?

Your credit score or a bankruptcy will not affect your ability to obtain a license.

If I Have A Criminal Record Can I Still Obtain An Insurance License?

This is a case by case basis and you should contact our office for details. We’ve had several agents get licensed with non-fraud related records.

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