Assurity Life Insurance Top Policies and Best Riders [2022 Review]
Seniors can purchase affordable life insurance from Assurity Life Insurance. Choosing the policy and riders that are the greatest match for you might be challenging given the abundance of possibilities.
Because of this, we’ve produced a list of some of Assurity’s best policies and emphasised their advantages.
How do you feel? Do you have any further questions about these policies or our other Assurity products?
Assurity Life Insurance Reviews
Assurity life insurance: What is it? One thing, though: Assurity Life Insurance Company has done a fantastic job of keeping the prices of its products low.
Assurity Life will always be at the top in terms of the quality of its offerings, whether you’re seeking for family or business insurance. They are listed among our top 10 carriers of 2019 for this reason.
First, we will discuss the identity of this carrier, the kinds of items they offer, and whether they live up to the hype in this article.
Second, this will be a comprehensive A-Z assessment of insurance providers!
In fact, our intention is to provide you with a thorough review of this business so you can decide if it’s the right one for you.
Finally, feel free to click on the quote on the left to request an Assurity Life Insurance Quote.
Finally, let’s get started!
About Assurity Life Insurance Company
In particular, Assurity Life’s roots go all the way back to 1890! To support people during trying times, they have offered life insurance, disability insurance, and critical illness insurance.
Likewise, Assurity Life Insurance assists with optional employee perks. Also, this is done via independent brokers all across the world.
What is the address of Assurity Life Insurance Company?
- Nebraska, 2000 Q Street, Lincoln
Is there a phone number for Assurity Life Insurance?
- (800) 869-0355
How do you define Assurity Life Insurance Rating? (AM Best)
- A- (Good), between $250 and $500 million
What is the rating of Assurity Life Insurance Company? They have a steadfast dedication to financial stability and have continually received the rating of EXCELLENT according to industry standards.
Why We’re A Mutual Organization
Assurity Life is an example of a mutual organisation.
To illustrate, let’s say that they don’t have shareholders to whom they must account.
It’s remarkable how much attention you can provide to your policyholders when you are not preoccupied about stock prices!
In actuality, the company’s policyholders own a portion of it.
Our Businesses
- First, Assurity Group, Inc.
- Second, Assurity Life Insurance Company
- Third, Assurity Life Insurance Company of New York
- Lastly, Assurity PEO Holdings Inc (Majority Interest in Resourcing Edge)
LEED Gold Certified building and a firm commitment to luring and keeping the top staff.
In terms of employee engagement, Assurity is ranked in the 91st percentile among all organisations in global Gallup surveys.
Products Offered By Assurity Life
It’s crucial to understand that Assurity Life features a very well-diversified product line to aid customers in achieving their objectives. Here are a few of the items they offer:
- Term Life
- Whole Life
- Universal Life
- Accidental Death (Acci-Flex)
- Disability Income
- Critical Illness
- Annuities
Can I get Assurity Term Life Insurance
I must remark that Assurity’s term life insurance is extremely reasonably priced. One of the most well-liked life insurance policies offered by Assurity Life Insurance Company is the Assurity NonMed 350 Term Life Policy.
The cost is between $50,000 to $350,000. In light of this, you are eligible for up to 30 years of coverage. You must, however, fulfil a few conditions.
They leverage real-time data in their faster underwriting process, which gives instant approval to more than 50% of the applicants.
Another important factor is that Assurity Life offers some of the top No Exam term life insurance policies available.
In fact, because their insurance premiums at this level are so difficult to beat, I have used their $25,000 term coverage for several of my elderly clients.
Assurity Life Insurance Reviews
Is assurity life insurance good?
Here Are A Few Characteristics Of The Term Insurance Offered By Assurity:
- Flexible face amounts from $25,000 to $10 million on all underwriting classes
- Includes a no-cost Accelerated Benefits Rider
- Convertible to whole or universal life
- Endowment Benefit Rider (Return of Premium)
- Riders such as Disability Income and Critical Illness for customizing protection
- Highly competitive premiums that fit almost any budget
They also have a full medical exam life insurance term and other insurance products.
Here is Assurity Term Life Sample Policy: CLICK HERE
Why Assurity Whole Life Insurance
Affordable lifetime permanent life insurance is available with Assurity’s whole life products.
The death benefits, premiums, and cash values are actually guaranteed with them!
Most importantly, these cash values can help with finance for a variety of needs.
Insurance from Assurity
for starting a business, retirement, college, and so forth. A good option for final expenses is Assurity life insurance for elderly.
Also, these plans offer living benefits for nursing home or hospice care.
Can I get whole life insurance with Assurity life insurance company
Below are a few entire life products offered by Assurity:
- LifeScape Whole Life – Plan features level benefits, guaranteed premium amounts, and 121-year maturation.
- How does LifeScape Joint Whole Life work? At the passing of the first joint insured, a benefit is paid. The compensation will be paid if both insureds pass away within 24 hours.
- LifeScape Single Premium Whole Life: Level-benefit, participating whole life insurance with a single premium that matures at age 121.
- Single Premium Entire Life Assurity – Adolescents 15 days to 54 must pay a minimum of $10,000; ages 55 to 85 must pay a minimum of $5,000.
This is an example policy from Assurity Whole Life: SEE HERE
Why Assurity Universal Life
Universal Life Insurance: What Is It?
To clarify, Assurity’s universal life is regarded as the most adaptable type of life insurance. With most UL products, you have the choice to alter rates or the scope of coverage.
They also have riders that let you tailor the coverage. Indeed, this policy is great for gradually accumulating tax-deferred cash value.
Why Assurity Life Acci Flex Accidental Death Benefit Insurance
What is income protection against Assurity?
One of the top products in the market for accidental deaths is offered by Assurity.
In actuality, the Disability Insurance Rider is the only component that sets them apart (DI rider.) This offers income protection in the event of an accident-related total disability.
In general, this policy is a fantastic solution for people who can’t get insurance and potential DI insurance customers. For instance, up to $350,000 in death benefits are frequently provided on the same day.
Also, it features a premium return rider that allows you to get a full refund. Disability riders from Assurity are a no-brainer! Be prepared for anything!
Assurity Life Disability Insurance
Is Assurity Life Insurance Company able to provide me with disability insurance?
What happens if I’m disabled? In the wake of a difficult scenario, Assurity’s Disability income insurance provides you with the salary protection you require.
They offer a wide range of customizable riders in their DI inventory.
For instance, with a disability, everything is at stake, including your home, assets, retirement funds, etc.
What disability policies does Assurity Life Insurance offer
Here are a few of their top-notch disability insurance products:
- What is AssurityBalance Century+ Disability Income Policy – Individual guaranteed-renewable disability income coverage is what the AssurityBalance Century+ Disability Income Policy is. To be clear, it’s best for those in the middle-income bracket and people in a range of professions, including those who are self-employed.
- Do I qualify for AssurityBalance Simplified Disability Income Policy – Can I use AssurityBalance? Individual guaranteed-renewable disability income coverage with a streamlined application is available through the Simplified Disability Income Policy. simplified underwriting procedures are another. Actually, it’s best suited for people in the lower to higher middle income segments.
- Business Overhead Expense Disability Income Policy – While the insured is totally disabled, this policy pays for typical business operating costs that are typically regarded as tax deductible.
- Is AssurityBalance Graded Benefit Disability Income Policy a good idea?–This insurance is individually guaranteed to renew. Disability income insurance for impaired risks using the conventional definition of disability. A lower benefit amount is also available for disabilities that start within the first two policy years.
Why Assurity Critical Illness
A critical illness policy: what is it? You are guarded against serious illnesses including heart attack, cancer, and stroke with Assurity life critical illness insurance.
At initial diagnosis, this CI coverage gives out a lump sum payout. A grant of between $25,000 and $50,000 will undoubtedly assist ease the strains on the family’s finances during a trying period.
Below are some examples of the Critical Illness products offered by Assurity Life Insurance Company:
- Critical Illness Benefit Amounts: $50,000 to $500,000 with AssurityBalance
- Simplified Critical Illness Benefit Amounts of $5,000 to $50,000 under AssurityBalance
Can I Get Annuities with Assurity Life Insurance
Seniors enjoy retirement most of all knowing that their basic requirements are being covered.
With Assurity annuities, you may have peace of mind knowing that your hard-earned financial security will still be there when you reach your golden years.
Below are some of the Annuity products that Assurity provides in more detail:
- How can you get With Deferred Premium Ascential Encore Annuity – No surrender fees up to a maximum of 12% of the account value every policy year.
- Do I have a choice between Ascential Plus One Single-Premium and Deferred Annuity? – With no surrender fees, up to 10% of the account value per policy year.
- The Ascential Single-Premium Instant Annuity offers life income, life income with a guaranteed period, a fixed sum, and a defined period, among others.
Can I get Mortgage Protection Insurance From Assurity Life
Life insurance versus mortgage protection insurance
The mortgage lender has advised you that you must acquire mortgage protection insurance if you have recently purchased a home.
The first thing to keep in mind is that in the event of a total loss, this settles your mortgage balance.
In actuality, the best approach to cover this is to get a term policy with a duration equal to the length of your mortgage. This will entirely safeguard you against loss.
Also, compared to some commercial carriers like State Farm and Security Financial Life, Assurity Term Life will be more affordable.
Insurance from Assurity Contact details
Below are some useful links, including the phone number(s) for Assurity Life Insurance Company.
Call (800) 869-0355 for the greatest customer service from Assurity life insurance.
Assurity Life Insurance Contact information
Call 855-380-3300 to obtain a change of beneficiary form for Assurity life insurance.
I’m looking for an application for Assurity life insurance. Call 855-380-3300
How can I obtain claim paperwork for Assurity life insurance? Call 855-380-3300
I need to pay my Assurity life insurance premium: (800) 869-0355, Ext. 4279
Please don’t hesitate to ask us any questions you may have about Assurity Insurance Agency.
Assurity’s client services email address is clientservices@assurity.com.
Who Is Danny Ray at PinnacleQuote Life Insurance Specialists
We are a family-run company.
Jacksonville, Florida’s Duval County serves as our home office. Jacksonville Jaguars’ headquarters!
We who we are? We are independent national agents. Despite having a Jacksonville office, we have licences in all 50 states! That is amazing. We have customers all around the United States, and telesales are incredibly invaluable in today’s world. Why is this:
- Our clients want simplicity!
- The full application process is carried out over the phone and with internet access.
- The removal of paper applications is a plus. Peace of Mind in knowing that by safeguarding your family today, you are doing a great thing (varies state to state with some carriers; ask your agent for details).
Who is Lisamarie at PinnacleQuote Life Insurance Specialists
Lisamarie is my name. I enjoyed working with Danny to co-write a portion of this essay.
I can help with anything you might need because I am his right-hand woman.
In light of this, it is my desire to assist you in achieving YOUR GOAL of safeguarding your family right now.
PinnacleQuote’s Danny and Lisamarie
Contact us at (855) 380-3300, extension 2. I will set up your phone meeting with Danny; just ask for Lisamarie. Email me at Lisamarie@PinnacleQuote.com if you like.
Conclusion
You may be wondering what Assurity Life Insurance is, and I get that. I’ll tell you, it’s incredible! Simply get in touch with the organisation if you want to learn more about it and the fantastic products it offers for your family’s or business’s needs. We have worked with them solely as one of our partners here at PinnacleQuote for many years, so we can address any queries or worries that may come up while getting a quote from these guys.